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Retirement Planning Associates (RPA) is a Florida retirement planning firm that specializes in issues unique to educators and public school employees. Our areas of expertise include the BENCOR FICA Alternative Plan, 401(a), 457(b) and 403(b)A defined contribution plan that may be established by a nonprofit organization or school for retirement. Employees may allocate a portion of their salaries into this plan, and contributions are excluded from their income for tax purposes (with limitations). Contributions and earnings will compound tax deferred. Withdrawals from a 403(b) plan are taxed as ordinary income, and may be subject to an additional 10 percent federal tax penalty if withdrawn prior to age 59 ½. Special Pay Plans; the Florida Retirement System (FRS) and D.R.O.P. RPA is the largest independent 403(b)A defined contribution plan that may be established by a nonprofit organization or school for retirement. Employees may allocate a portion of their salaries into this plan, and contributions are excluded from their income for tax purposes (with limitations). Contributions and earnings will compound tax deferred. Withdrawals from a 403(b) plan are taxed as ordinary income, and may be subject to an additional 10 percent federal tax penalty if withdrawn prior to age 59 ½. specialist in Florida and one of the top five nationally.


Through our affiliation with PlanMember Securities our Advisors have access to comprehensive retirement education and the best retirement products available. Additionally, through our partnership with U.S. Retirement Partners our Advisors have state-of-the-art resources available to build a successful business.



Please contact us if you would like more information about career opportunities.

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Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA / SIPC. 6187 Carpinteria Ave, Carpinteria, CA. 93013, (800) 874-6910. Retirement Planning Associates, Inc. and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible or liable for ancillary products or services offered by Retirement Planning Associates, Inc.
Investment products and services from these representative(s) available only to residents of Florida.