U.S. Retirement Partners

U.S. Retirement Partners (USRP) is an independent national financial services firm specilizing in employee benefits plans and employer-sponsored retirement planA tax-favored retirement plan that is sponsored by an employer. Among the more common employer-sponsored retirement plans are 401(k) plans, 403(b) plans, simplified employee pension plans, and profit-sharing plans.s.

USRP was founded by an experienced group of benefits industry professionals with extensive expertise in the 403(b)A defined contribution plan that may be established by a nonprofit organization or school for retirement. Employees may allocate a portion of their salaries into this plan, and contributions are excluded from their income for tax purposes (with limitations). Contributions and earnings will compound tax deferred. Withdrawals from a 403(b) plan are taxed as ordinary income, and may be subject to an additional 10 percent federal tax penalty if withdrawn prior to age 59 ½., 457(b), 401(k)A defined contribution plan that may be established by a company for retirement. Employees may allocate a portion of their salaries into this plan, and contributions are excluded from their income for tax purposes (with limitations). Contributions and earnings will compound tax deferred. Withdrawals from a 401(k) plan are taxed as ordinary income, and may be subject to an additional 10 percent federal tax penalty if withdrawn prior to age 59 ½. and 401(a) markets, who developed a business model to provide top-tier independent benefits and retirement planning firms with the resources typically associated with those of a large national firm. In turn, our Partner Firms provide our Advisors with the tools and support they need to offer outstanding products and services to clients.